A Lifeline to High-Speed Internet Access: An Economic Analysis of Administrative Costs and the Impact on Consumers

As the critical issue of Lifeline reform is debated by the Federal Communications Commission, the Multicultural Media, Telecom and Internet Council (MMTC) is pleased to share our new report, “A Lifeline to High-Speed Internet Access: An Economic Analysis of Administrative Costs and the Impact on Consumers."

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Fintech Meets the Telephone Consumer Protection Act

It could happen any time—at work, at home, or on vacation. You receive a text message and glance at your smartphone. Your bank-issued credit card provider just sent you a message asking if you recognize a recent transaction. “Did you authorize a purchase of $5,000 for Super Bowl tickets? Text 1 for YES, 2 for NO.” You remember using your card to purchase tickets to an NBA playoff game but not to the Super Bowl. You reply, 2, and your credit card provider suspends the transaction. This text message may have saved you a significant amount of money and alerted you to possible identity theft. However, your card provider may have exposed itself to financial liability—not for the security breach, but for the unsolicited text message.

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